Payment preparation
Organize the beneficiary, amount, currency, value date and reference data for the instruction.
Real-Time Gross Settlement
Priority payments settled transaction by transaction
Coordinate eligible large-value and time-sensitive bank payments through available RTGS channels, with individual processing, clear value dates and focused treasury support.
Individual settlementPriority executionBank-to-bank paymentsTreasury visibility
Gross settlementEach payment is handled individually rather than offset within a batch.
Real-time processingInstructions move through the applicable RTGS operating window as they are processed.
High-value focusA practical route for eligible priority, treasury and institutional obligations.
Designed for priority value
A direct settlement path for time-sensitive obligations
RTGS is a core payment method for transactions that benefit from individual processing and timely settlement. Instead of waiting for multiple instructions to be netted together, each eligible payment moves through the applicable system on its own value and transaction record.
Prominence Bank helps eligible clients organize the banking instruction, account funding, timing, beneficiary information and post-settlement reconciliation. This gives treasury teams a single operational view of the payment from preparation through completion.
- Large-value corporate and institutional payments
- Time-sensitive treasury and liquidity obligations
- Bank-to-bank settlement through supported routes
- Clear transaction references for accounting and reconciliation
RTGS capabilities
Operational support across the payment lifecycle
Build the instruction around the obligation, then coordinate funding, execution and completion through one banking route.
Liquidity planning
Align the account balance and treasury timing with the intended RTGS execution window.
Priority routing
Coordinate the eligible payment through the supported RTGS or correspondent channel.
Value-date control
Connect the instruction to the commercial due date and the applicable processing timetable.
Status coordination
Maintain operational visibility as the instruction advances through processing and settlement.
Reconciliation support
Match settlement details and transaction references with treasury and accounting records.
Payment sequence
From funded instruction to completed settlement
Prepare the instruction
Define the payment purpose, beneficiary, value, currency and target date.
Confirm funding
Align available account liquidity with the planned processing window.
Release for settlement
Process the approved instruction individually through the applicable route.
Reconcile completion
Connect the settlement reference to the underlying obligation and account records.
Priority instructionAmount · currency · beneficiary · value date
Settlement recordIndividual posting · reference · reconciliation
Where RTGS adds value
A payment method matched to significant obligations
RTGS is especially useful when the value, timing or business importance of a payment calls for an individually coordinated settlement path.
CorporateAcquisitions, supplier obligations, intercompany funding and strategic payments.
TreasuryLiquidity movements, bank placements and time-sensitive balance management.
InstitutionalEligible bank-to-bank, financial-market and settlement obligations.
RTGS questions
What clients commonly want to know
What does “gross settlement” mean?
It means each eligible payment is processed individually on its full value rather than being combined and offset against other payments in a net batch.
Is RTGS only for domestic payments?
RTGS systems are typically organized by currency and jurisdiction. International objectives can also be coordinated through supported RTGS and correspondent routes appropriate to the payment.
Which transactions are a good fit?
RTGS is commonly considered for eligible large-value, time-sensitive or strategically important corporate, treasury and institutional obligations.
What information helps plan the payment?
The amount, currency, beneficiary bank, beneficiary account, payment purpose and target value date allow the banking team to organize the appropriate route and timing.
Give your priority payment a clear settlement path
Connect with our banking team to coordinate the account, liquidity, beneficiary and timing requirements for an eligible RTGS instruction.